Tustin · Orange County · All of California
California's trusted insurance advisors — for 35 years and counting.
Medicare, health, life, group and supplemental coverage from every major carrier. Real advice from a licensed local broker — not a call center. Free quotes, honest guidance, coverage for life.
What we do
Coverage that fits your California life
Seven core coverage lines. One advisor. Every major carrier compared side by side so you never overpay.
Medicare Insurance
Medicare, Medicare Advantage & Supplement plans — clearly explained.
Health Insurance
Individual, family, ACA, HMO & PPO plans across California.
Group Health Insurance
Small-group health benefits your team actually values.
Life Insurance
Term, whole, universal & group life — priced across every top carrier.
Dental Insurance
Affordable dental coverage for individuals, families & employers.
Vision Insurance
Vision plans that cover exams, frames & contacts across California.
Supplemental Insurance
Fill the gaps your main plan leaves behind.
Why Adams Health
A boutique broker, not a call center.
For 35 years we've built our business one California family and one small business at a time. When you call, you reach us — not a script.
Independent, not captive
We represent every major California carrier — so we recommend the plan that fits you, not the one with the highest commission.
A real advisor for life
One licensed agent, one direct line. We handle claims questions, renewals, and life changes for as long as you're a client.
Local, statewide reach
Headquartered in Tustin, serving every ZIP code in California — from Orange County to the Bay Area.
No cost, ever
Our services are paid for by the carriers. You pay nothing for advice, quotes, enrollment or ongoing support.
How it works
Get covered in three simple steps
Free consultation
Tell us who you're covering and what matters most — budget, doctors, prescriptions, coverage goals.
Compare every plan
We pull real quotes from every major California carrier and walk you through the trade-offs in plain English.
Enroll with confidence
We handle the paperwork, submit your application, and stay with you for renewals, claims and life changes.
California, end to end
Insurance built for California families and businesses
Adams Health has been based in Tustin for 35 years, serving neighbors from Orange County to San Diego, Los Angeles, Riverside, the Inland Empire, Ventura, the Central Valley and the Bay Area. California is one of the most complex insurance markets in the country — Covered California subsidies, Kaiser vs. PPO networks, Medicare Advantage zip-code rules, small-group ACA requirements — and we spend every day helping Californians navigate it.
Whether you're turning 65 in Newport Beach, running a 12-person small business in Anaheim, or looking for family health coverage in Riverside, we compare Blue Shield of California, Anthem Blue Cross, Kaiser Permanente, Health Net, UnitedHealthcare and every other major carrier so you get the right plan — not just any plan.
What Californians say
Trusted by families and business owners across the state
"Joni walked us through every Medicare Advantage plan in Orange County and saved us $184 a month. It felt like talking to family, not a call center."
"Adams Health rebuilt our small-business group plan and cut our renewal by 22%. Our employees actually understand their benefits now."
"I qualified for a Covered California subsidy I didn't know existed. Enrollment took twenty minutes and my premium dropped in half."
Get a free California insurance quote today
Talk to a licensed advisor — no pressure, no cost, no obligation.
FAQ
Frequently asked questions
Straight answers from a licensed California broker. Have another question? Call us at any time.